What is Bond Insurance and How Can Benefit Your Business. As a business owner, you know first-hand that there are many decisions and moving parts that make your company successful.
And your insurance coverage is a key component of making your business prosper since it affects customer and employee perception of your company. That’s because most of your audiences are likely searching for a business that is licensed, bonded, and insured when they select a business to hire/work for. One important type is bond insurance, which may be a legal requirement in your industry, but is always a smart investment.
It can be a huge benefit for growing your customer base, especially during small business administration and acquiring leads you can follow up. Bond Insurance Basics Bonds guarantee your customers payment if your company does not meet conditions laid out in your contract’s terms. How to Price Match Car Insurance. Compliance status We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Guide to Property Damage Liability Car Insurance. Have you been involved in a car accident where you were at fault and caused damages to someone else?
Most likely, you paid for the damages you caused the other motorist, as well as additional fees or expenses they incurred. If you didn’t have property damage liability coverage at the time, you would have paid out of pocket. Can I Change Car Insurance Before Renewal Date. Clients often ask auto insurance companies, “Can I change my car insurance before the renewal date?”
Understandably, folks could make a request to their insurance agent for the cancellation process to coverage limits, lapses in coverage, accident forgiveness, etc. Although company customer services allow you to change your policy before the renewal date, there are some fine lines you need to cross-check before making the switch. You may even be surprised to realize that your current carrier offers you the best coverage options. Driving Safely in Monsoon Season.
Compliance status We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more. This website utilizes various technologies that are meant to make it as accessible as possible at all times. Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. Screen-reader and keyboard navigation.
What Does Church Insurance Cover? We recommend that every business carries the appropriate policies needed to insure all aspects of the business.
This recommendation is the same for churches and other religious organizations. However, there are unique circumstances to church operations that make policy recommendations different from typical business policies. Churches have physical buildings and other personal property that requires insurance coverage just as any business does.
Best Supplement Insurance for Medicare 2021. Health insurance is a central and important concern for most Americans, especially seniors since aging increases the likelihood of need for medical intervention.
Because of this, programs have been developed to help keep seniors insured and give access to affordable care. When it comes to Medicare, there are many plans available and each provides different levels and costs of coverage. In addition, the government also offers Medicare supplement plans to cover additional costs. Because of this, the process of picking the proper plan can sometimes create more questions than answers. In this quick guide, we will explain and unpack some of the basics of Medicare and outline the best supplemental insurance options for those with additional needs. Why Do I Need Renters Insurance? If you do not own a home, you are off the hook for purchasing homeowners insurance but that does not mean that you do not need to buy any insurance at all.
No matter what your lifestyle or status, your belongings should be insured by a rental policy. If you live in a rental home, then the landlord insures the home itself. That is, the building and appliances that come with the rental. But if there is an incident where your own personal property is damaged, such as furniture or electronics, then you will pay out of pocket to cover the damages.
How to Compare Car Insurance Plans. When trying to figure out how to buy car insurance, the options can seem overwhelming.
There are many companies to choose from and even more advertisements trying to convince you that one company is better than another. Every auto insurance company has their own auto insurance rates and individual formulas for calculating those rates. How Much Home Insurance Do I Need? Are you shopping for home insurance?
Most homeowners understand the need for carrying home insurance and don’t debate its necessity. But many questions surround the topic, including: Motorcycle Insurance Components and Coverage. Cruising down an open country road is a symbol and feeling of freedom like no other. Many drivers gravitate to a bike for the thrill, speed, and friendship that is commonly associated with motorcycle enthusiasts. But along with this freedom and excitement come many risks.
In 2019, the Arizona Department of Transportation reported that there were 2,679 motorcycle crashes throughout the state. This led to 170 deaths and 2,235 injuries. Many factors contribute to collisions and accident severity including speed, alcohol use, seat belts, and distractions. All states have liability insurance requirements for motorists that vary by state. Life Insurance for 50 and Over. Turning 50 is a wonderful milestone and this time of life brings new adventures, challenges, and celebrations. You are now wiser, more respected, and still have much life to live without the stress of youthful inexperience. You are truly in your prime! Part of taking advantage of this newfound freedom and aging gracefully includes making provisions for your belongings and loved ones in the event of your passing. A recommended way to achieve this is by buying life insurance coverage. Casa Grande Insurance Agency. The purpose of car insurance is to provide economic compensation if something unexpected happens involving your vehicle.
The insured party enters an agreement with an insurer that contains the terms. This includes details such as the policy coverage period, the maximum limits of coverage, and the cost (premium). As with most types of insurance, states develop their own set of rules and provide some oversight in the market. “How do I make my car insurance affordable?” Is one of the most frequently asked questions about auto insurance. Casa Grande Insurance Agency. The primary thing that’s on the mind of every person shopping for auto insurance is what type of rate they can get. For many, car insurance costs can be cut through the application of one or more discounts.
Luckily, many insurance carriers offer discounts because car insurance is legally mandated, and companies want to remain competitive in the insurance industry. This leaves drivers with multiple options for insurance companies and types of discounts for which they can apply. While auto insurance premiums should be a consideration when choosing a policy, make sure you consider each policy’s coverage.
By only having the legally required amount of coverage, you may expose yourself to financial trouble if you cause a terrible accident. Factors Determine Homeowners Insurance Cost. For some, home insurance can be a sore subject, especially if you have had a negative insurance experience in the past. However, insurance doesn’t have to be complicated. Understanding what determines insurance premiums can help you make more informed and confident decisions concerning insurance policies.
So, how much does home insurance cost? The average cost of homeowners insurance in Arizona is $132 per month or $1,589 annually. Your cost may look different depending on factors such as square footage, the cost of your home, risks on your property, how old your home is, your desired coverage, and more. Casa Grande Home Insurance. Small Business Insurance Cost and Options.
Arizona small businesses need to protect themselves, not only to keep their doors open but for the state’s economy as well. There are 592,485 documented small businesses in Arizona. Without the proper insurance coverage, any number of these companies could go under in a flash. Different Types of Business Insurance. How to Save on Auto Insurance. Types of Car Insurance Coverage Explained. How Much Car Insurance Do I Need? Auto Insurance coverage recommendations for every lifestyle. Automobile insurance provides financial compensation in case of accidents. Casa Grande Insurance Agency. In 2017 in Arizona, there were over 127,000 vehicle accidents. Among these accidents, roughly 919 were fatal and over 37,000 injuries were incurred. These crashes caused approximately $10.7 billion in losses. These figures show just how important having the correct auto insurance is for anyone out on the road— the risk of an accident always near.
Casa Grande Insurance Agency. Any time family members depend on your livelihood and services for their daily needs, life insurance becomes an important part of your financial planning. In the event of your death, expected or otherwise, your policy coverage is the difference between your loved ones being financially protected or buried in grief and debt. From this perspective, the decision to get life insurance seems rather simple. Casa Grande Insurance Agency. Many Americans receive health insurance through a government entity or platform. This is true for younger individuals who may be looking to healthcare.gov or older individuals that rely on Medicare programs for their health benefits.
Is Covid Testing Covered by Health Insurance? American health insurance is in disarray when compared to the rest of the developed west. In 2018 alone, over 30 million people were uninsured the entire duration of the year. In the middle of a public health crisis, this leaves many in the dark— how will they afford a test? Who will help with medical expenses should they fall ill? These questions do not only plague the young, but also those who are elderly, many of whom wonder: is a coronavirus test covered by medicare? In either of these cases, the waters are muddy. Casa Grande Insurance Agency. As a service provider, having a financial failsafe is proactive risk management.
If you find yourself in a position where you need to file a claim or compensate for damage to customer property, having the right policies in place can save large and small businesses alike thousands of dollars. Among the most popular options are insurance policies and surety bonds. While the policies themselves both offer financial security, they are very different in how they work and who they protect. What is Workers Compensation Insurance? Hospital Confinement Indemnity Insurance. How Does Renter's Insurance Work? How to Lower Car Insurance After an Accident.
Special Enrollment Period. Choosing Best Supplemental Insurance for Medicare. Average Cost of Small Business Insurance. Casa Grande Insurance Agency. Home and Car Monsoon Preparation Checklist. Casa Grande Insurance Agency.