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Michelle O’Connor

O’Connor Insurance Associates, Inc. is a full-service independent insurance agency. Our staff of licensed insurance professionals offer a unique level of personal attention and customer service. We are a locally owned and operated family business that wants to serve all of your family’s insurance needs.

Keeping Your Crew Healthy During COVID-19 - O'Connor Insurance Associates, Inc. This is a tough in our ever changing COVID-19 environment.

Keeping Your Crew Healthy During COVID-19 - O'Connor Insurance Associates, Inc

It takes a lot of discussion and research to figure out what will work best for your office or worksite. As I started anticipating North Carolina lifting the Stay at Home order and Charlotte, NC moving into Phase 1 I found myself questing everything. My approach was to research what it would take to keep my team safe if we were to return to the office.

Physical Space What does your physical space look like? O’Connor Insurance 2019 Holiday Schedule - O'Connor Insurance Associates, Inc. Our office will be closed on the following dates: November 28th – Thanksgiving November 29th – Black Friday December 24th – Christmas Eve December 25th – Christmas December 31st – New Year’s Eve – closing at noon January 1st – New Year’s Eve Don’t forget our client portal is available 24/7 – 365 days of the year.

O’Connor Insurance 2019 Holiday Schedule - O'Connor Insurance Associates, Inc

O’Connor Insurance Associates Donates $1,000 to Loaves & Fishes - O'Connor Insurance Associates, Inc. Charlotte, NC: O’Connor Insurance Associates, an independent insurance agency serving the greater Charlotte community, answered Loaves & Fishes call for financial donations donating $1,000 to the organization.

O’Connor Insurance Associates Donates $1,000 to Loaves & Fishes - O'Connor Insurance Associates, Inc

Loaves & Fishes provides a weeks worth of nutritionally balanced groceries to individuals and families experiencing a short-term crisis. Due to the COVID-19 crisis Loaves & Fishes went from serving 1,200 families a week to a surge of more than 3,500 a week. This is an unprecedented need to help feed our neighbors. O’Connor Insurance owners, Michelle & Terry O’Connor, released the following statement “We are so grateful to the community that has given us an opportunity to have a successful small business and want to give back in any way we can. Am I covered when I rent a car, moving truck or pull behind trailer? - O'Connor Insurance Associates, Inc.

Clients ask this question multiple times a week especially during summer when a lot of folks move and travel.

Am I covered when I rent a car, moving truck or pull behind trailer? - O'Connor Insurance Associates, Inc

The short answer is – it depends. Like all things insurance there are multiple factors that come into play so let’s break down the scenarios. 3 Things You Need to Know Before You Buy Life Insurance - O'Connor Insurance Associates, Inc. Life insurance is not nearly as expensive as most people think it is.

3 Things You Need to Know Before You Buy Life Insurance - O'Connor Insurance Associates, Inc

Some of the factors that impact life insurance prices are your age, health history (this does include your height and weight), the medications you take, your family health history and tobacco usage. You are as young and as healthy today as you will ever be. Don’t wait until you lose 10 pounds or until you quit smoking. If you die while you are working on those things your family would suffer.The life insurance application is faster now than it has ever been and it can all be done virtually. The application process has been simplified to making doing it from home very easy. It is important to note our agency has received a lot of questions asking if dying of COVID is covered by life insurance.

10 Homeowners insurance tips the pros want you to know - O'Connor Insurance Associates, Inc. Do I Need Earthquake Insurance in North Carolina? - O'Connor Insurance Associates, Inc. Earthquake is not covered on a renters, home, condo policy or standard business property policy.

Do I Need Earthquake Insurance in North Carolina? - O'Connor Insurance Associates, Inc

You have to purchase earthquake insurance. In most states, including North Carolina, earthquake insurance can be added to your policy as an endorsement. If you have it you will see it listed on the declaration page of your policy. Earthquakes can damage your property in many ways but one of the most destructive is when the foundation of your structures is damaged. This kind of damage can be expensive to repair and you may have to live somewhere else until it is repaired if the structure is not safe.

If you are interested in the history of earthquakes in North Carolina check out this piece written by a local news station. Do I Need Flood Insurance in NC? - O'Connor Insurance Associates, Inc. Flood insurance is not covered on a renters, home, condo policy or standard business property policy.

Do I Need Flood Insurance in NC? - O'Connor Insurance Associates, Inc

Flood insurance is a separate insurance policy and if you didn’t purchase one you do not have flood insurance. Why Do You Need Life Insurance? - O'Connor Insurance Associates, Inc. O’CONNOR INSURANCE ASSOCIATES, INC. INCLUDED IN IIABA’S 2020 BEST PRACTICES STUDY - O'Connor Insurance Associates, Inc. Charlotte, NC, September 14, 2020 – O’Connor Insurance Associates, Inc. retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States.

O’CONNOR INSURANCE ASSOCIATES, INC. INCLUDED IN IIABA’S 2020 BEST PRACTICES STUDY - O'Connor Insurance Associates, Inc

This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group. The annual survey and Study of leading independent insurance agencies documents the business practices of the “best” agencies and urges others to adopt similar practices. Since 1993, the Big “I” and Reagan Consulting, an Atlanta-based management consulting firm, have join forces to study the country’s leading agencies in six revenue categories. The agencies comprising the study groups are selected every third year through a comprehensive nomination and qualifying process and awarded a “Best Practices Agency” designation.