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Small Banks, Radical Vision :: How Local Banks Can Change the World, One Investment at a Time
Local banks can change the world, one neighborly investment at a time. posted Jun 05, 2009 William Spademan is a radical banker. In an era when Wall Street executives frequent talk shows to defend lavish bonuses “earned” through reckless speculation, Spademan has been working to create a new kind of bank that would empower communities instead of enriching a powerful few. “If you give any community the ability to create and control money, [it] can decide for itself what to invest in … [and] what needs to be done,” Spademan says. After spending decades in the nonprofit world, Spademan found himself reluctantly turning to the realm of banking in an effort to mitigate economic inequality and assuage poverty. “I was kind of repulsed by the whole idea of economics and money,” Spademan says. For six years, he has been working to develop a new type of financial institution he calls a Common Good Bank. Hage is no radical. But there are significant costs to the credit union charter.
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