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Types of Aid Financial aid is money to help pay for college or career school. Aid can come from Besides financial aid, you also should think about what you can do to lower your costs when you go to college. “Types of Federal Student Aid” Video Check out this video to learn about grants, loans, and work-study jobs and how they can help fund your education. View accessible version (wmv) Aid and Other Resources From the Federal Government The federal government offers a number of financial aid programs. The U.S. Federal student aid includes: Grants—financial aid that doesn’t have to be repaid (unless, for example, you withdraw from school and owe a refund)Loans— borrowed money for college or career school; you must repay your loans, with interestWork-Study—a work program through which you earn money to help you pay for school Use FAFSA4caster to get an estimate of how much aid you might receive from the U.S. Apply for federal student aid using the Free Application for Federal Student Aid (FAFSA®). Top