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P2P Finance Association Thin Cats An investment through the ThinCats platform involves making secured loans directly to individual businesses and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults and it transpires that the value of security held to protect against borrower default is insufficient to repay your capital and interest. Your experience of defaults will affect your earnings through lending on the Platform. Please click on the "What are the risks?" Member of the peer to peer finance association ThinCats are proud to be a member of the Peer to Peer Finance Association, the industry association which represent debt based alternative finance providers operating electronic platforms. Risk warning - please read Investment with ThinCats involves making secured loans to small and medium sized businesses and like all investments that involves some risk. Please note we are not covered by the Financial Services Compensation Scheme.