30+ Years of expertise in credit risk modelling and decision analytics
Lending is becoming more future-oriented and Predictive Analytics can help financial institutions be at the forefront of innovation. All types of credit risk management require data analytics, and increased data availability and processing tools will bring new credit risk management opportunities. Predictive analytics is the practice of deriving information from existing data in order to identify the likelihood of patterns and predict future outcomes and trends. It forecasts what might happen in the future with an acceptable level of reliability and incorporates what-if scenarios and risk assessment.
Improve Your Collection Efficiency by Use of CRIFs credit solutions
Manage your collections more efficiently by use of data, analytical and automation solutions provided by CRIF – reduce your cost and improve collection rates. Predictive Analytics Leverage power of statistics and analytics built on application data, credit bureau data and additional data points to help predict risk and support decisions. Our experts can build collections scorecards to make your collection process more robust. Our collections scorecards can help you improve your collection and recovery efficiency, reduce write-offs and decrease staff costs.
Does a Failed Credit Card Payment Pull Down Your Credit Score?
Rohan is browsing through his mail. He sees the monthly credit card bill sitting in his inbox, oh-so-proudly. It was his birthday month and his bank gave him a new credit card with a generous limit. And this leads to the crux of the matter: he crossed the planned budget!
Due Diligence plays a critical role in minimizing & managing risk in a business
In today's globalized economy, Due Diligence plays a critical role in making a success of a prospective business transaction, whether it be a merger, a contract with a new supplier or establishing a partnership with another company. The sole purpose of the due diligence is to minimize and manage risk before embarking in any kind of cooperation. At the end of the day, your company's standing, reliability, and degree of success, all depends upon selecting suitable and dependable customers, investors and partners. Our Business Information Reports can help you conduct due diligence checks and enable faster decision making without additional risk. With access to 200 million companies across the globe, CRIF's Business Information Reports helps you verify the identity of companies, validate shareholders and minimize risk associated with third-parties.
application fraud sherlock lending
Sherlock Lending at a Glance With the advent of e-commerce, digital payments and digital transformation at large, application fraud cases in the Lending industry have become a common sight. Estimated digital fraud losses are staggering and can negatively impact business performance.
Perform Decision Analytics through CRIFs Business Rule Management System
CRIF’s user-friendly decision engine for automating decisions that leverage data & analytics. StrategyOne integrates in a single tool the components of design and execution of the essential strategies to manage all decision-making processes in a complete, effective and timely manner. Decision Management with StrategyOne Release your organization from the inflexibility and high costs of having hard-coded rules dispersed throughout your systems and adopt an enterprise decision management approach and technology that empowers business users. CRIF’s decision engine puts business people in the driver’s seat to quickly and easily implement, test, monitor and change business rules, credit scores, calculations and entire decision processes without coding, resulting in automated and confident decision-making throughout your enterprise.
Manage Application Fraud
Technology has been the biggest agent of change in recent times, and more so, in the financial services sector. Be it financial transactions, customer experience, marketing of new products or channel distribution, digitization has permeated all departments of finance. With terms like 'digitization' and 'cashless transactions' on the rise, most physical and time-consuming transactions have been replaced by fast and convenient, real-time payments. But all this convenience does not come without the risk of opening new avenues for frauds. Activities such as phishing, application fraud, identity fraud, and card skimming are increasing.
DURASHINE® Color Coated Profile Sheet
Job Title: Manager Corporate Strategy Qualification: B.E with MBA from Premiere Institute Location: Pune Corporate Office Work Experience: Experience in corporate planning and strategy preferably in manufacturing segment. Experience in strategy, planning, financial & business analysis, project management would be preferable.
