5 habits to maintain a healthy credit score – Authored Article by Wilfred Sigler
Credit score is a three-digit number that stands for your creditworthiness. This means it is used to determine your creditworthiness for loans and credit cards. It also plays a major role in determining your loan terms. So, the interest rates offered, and the repayment standings are all based on your credit score. Creating a credit history is easy.
How to Protect Your Children from Identity Fraud?
Your child’s captivating personality is not the only reason for a stranger to get attracted to your toddler, your child’s identity could also be a ticket to fraud for someone else. Many identity fraudsters are waiting in ambush to grab a new form, and the fresh, spotless identity of a child is appealing enough. Child identity fraud is becoming an alarmingly large menace due to the various advantages.
Due Diligence plays a critical role in minimizing & managing risk in a business
In today's globalized economy, Due Diligence plays a critical role in making a success of a prospective business transaction, whether it be a merger, a contract with a new supplier or establishing a partnership with another company. The sole purpose of the due diligence is to minimize and manage risk before embarking in any kind of cooperation. At the end of the day, your company's standing, reliability, and degree of success, all depends upon selecting suitable and dependable customers, investors and partners. Our Business Information Reports can help you conduct due diligence checks and enable faster decision making without additional risk. With access to 200 million companies across the globe, CRIF's Business Information Reports helps you verify the identity of companies, validate shareholders and minimize risk associated with third-parties. Our reports help in the following risk assessments:
Get The Perfect Post-Lockdown Smile with These Simple Tips
With the lock-down opening up, an increase in outdoor activities, interactions, and a change in schedules is but natural. However, you must not forget that your smile is an integral part of your personality – and that it needs attention. In fact, the beginning of our return to the new normal is the perfect way to build up hygienic oral care habits. Read on to know five tips for the Perfect Post-Lockdown Smile from one of the best dental clinics in Pune, Dental Sphere Cut down on those sweet crystals:
Collection Management System
CRIF solutions suite helps organizations to implement fully digital data-driven processes and transform the collection process into a profitable division. Contact is CRIFs 360 Degree solution for debt collection management. Contact collection management is a secure end-to-end debt collection solution that helps organizations to automate and streamline the collection process. Contact offers transparent processing and is scalable. It helps optimize collection cost and reduce human intervention by automating the routine operations. The user-friendly debt collection software can be configured easily and efficiently, its flexible yet secure user interface helps users to implement their strategies and configure data grid as per their requirement.
Credit card industry grows by 44% YoY: CRIF CreditScape
CRIF high mark, one of the leading credit bureaus, has released the ‘CRIF CreditScape: Credit Cards’, to dive deep into trends and analysis for insights of the overall credit system in India with data points until December 2019. CreditScape showed the credit card industry portfolio at a remarkable Rs 1,24,390 crore reflecting a 44% y-o-y growth with active cards in circulation at 50.1 million with a 25% y-o-y growth. Borrowers opting for a credit card for the first time increased by 3x in a span of 4 years. With a CAGR growth of 22% spread over 4 years, the active card borrowers as of September 2019 was at 3.25 crore. For the next 5-6 quarters, 1 million additional credit cards are forecasted to be sourced. In the last year the overall volume delinquency in the credit card industry improved by 5bps and credit card sourcing volume reflected a growth to 2.87 million from 0.71 million between Q1 FY 2014-15 to Q4 FY 2017-18.
5 Goals to Help Your Finances in 2020
Every 1st of January, when the clock strikes 12 at midnight, what is the first thing you think about? Most would say wishing everyone a happy new year. Of course! But what the second or third thought? Planning how you want to lead the new year and set goals. While some might be fairly ambitious, some can be realistic too!
Get Up-to-Date Business Information Report & valuable Company Information From the Globe at your desk
Companies all around the world looking for the highest quality business information can use CRIF solutions to help them achieve the best results in terms of profitability and healthy growth. CRIF has established a new approach to business information using on a scenario where decisions and risks are based on a complex and robust framework of value-added information, dynamically updated and revised. This means the creation of an ecosystem where data are linked to each other and can be transformed into information specific to different evaluation processes. SkyMinder is the CRIF platform which enables the global market to access commercial risk data and take better business decisions on worldwide companies. All countries around the world are available on SkyMinder, with no barriers in terms of political or economic turmoil or instability, such as embargos, or internal or external conflicts.
Safety Concerns : Pediatric Dentist Visit During Covid 19
As a parent, being extra cautious about your kids during pandemic is a totally genuine concern. But, kids will be kids; they may get into situations that demand you to step out from your comfort zone. They may fall while playing and have a cracked tooth or suffer toothache due to cavity that prevents them from eating. Whatever be the case, dental health is an essential part of your child’s overall wellbeing and should not be ignored at any cost. Looking at the current restrictive environment, its best to avoid going out but if there is an emergency dental issue it’s better to get medical attention than to wait for things to get worse.
Manage Application Fraud
Technology has been the biggest agent of change in recent times, and more so, in the financial services sector. Be it financial transactions, customer experience, marketing of new products or channel distribution, digitization has permeated all departments of finance. With terms like 'digitization' and 'cashless transactions' on the rise, most physical and time-consuming transactions have been replaced by fast and convenient, real-time payments. But all this convenience does not come without the risk of opening new avenues for frauds. Activities such as phishing, application fraud, identity fraud, and card skimming are increasing. On the positive side, multiple security platforms and anti-fraud solutions are being devised to tackle the issue of frauds.
