Insurance If you've ever had a car crash, a flight cancelled, fallen seriously ill or been robbed, you'll know how stressful these incidents can be. If you have insurance, the cost of repairs, medical treatments, travel changes or theft can be softened. Insurance provides the money you need when things go wrong. But with so many companies providing different types of insurance, it's important to read the fine print, ask lots of questions and find the right policy for your needs. Types of insurance Here are the different types of insurance that you can buy: You may also need to disaster proof your finances and financial documents. Transferring risk In life there is always a risk that things can go wrong. Insurance is about managing risk. Insurance tips Apply these tips and you're on your way to making good insurance decisions: Shop around - Get quotes from different insurers and compare what they offer. Making claims There are some things you need to do when making an insurance claim: Related links
Australia's health system 2.0 Introduction Australia's health system is complex. It can perhaps be best described as a 'web': a web of services, providers, recipients and organisational structures. This chapter looks at the many components of the Australian health system, how they are organised and funded, and how they are delivered to, and used by, Australians. While for many Australians most of their contact with the health system involves a visit to a GP or pharmacist, these services are part of a much broader and complex network. Complexity is unavoidable in providing a multi-faceted and inclusive approach to meeting the health system needs of Australia's many and varied residents, when those needs are shaped by many and varied factors, including gender, age, health history and behaviours, location, and socioeconomic and cultural background. As one might expect, a system of this scale and complexity costs. Our health as a nation depends on our health as individuals-and vice versa. 2.1 Australia's health system