How do I go about becoming independent Lots of us had little or no experience and financial education before we hit the trail either. Planning a bit will help make the transition smooth and fun. It's good you're getting a checking acct. Learn to track your spending as accurately as possible. Avoid bouncing checks!! Speaking of credit... I know it might seem early to start thinking of things like retirement, but I WISH someone had told me about the importance of saving early. Create a budget for yourself. If possible try to avoid getting hooked into a lot of unnecessary bills, like cable, cell phones, eating out... Take some time and look through the apt listings for the various areas where you live. Transportation can be a HUGE cost. Room mates can help defer some of the costs, but they can be a HUGE pain in the butt too, so only consider one if you really can't manage the costs solo. If you can, save a thousand or two before you leave home, so you have a cushion in case you lose your job, get ill or whatever.
Decked Out: Zombie Apocalypse Unless you’ve been hibernating in your underground bunker for the last few weeks, you’re well aware that the zombie apocalypse is upon us (just like the Mayans predicted). We’re no suckers, we know there are a few steps we’ve got to take before any Walkers coming strolling into our neck of the woods. Besides settling on the ideal blunt object, we’ve got to have our attire in order. This is what we’re thinking. 1. 10 day survival pack for your vehicle for just $25 by Jeffrey Yago, P.E., CEM Issue #104 It seems like every winter there are news stories of people getting stranded for weeks in bad weather while driving through the many remote areas of our country. In fact, this past winter, our nation held its breath waiting for news of James Kim and his family who got lost traveling the snowy roads of Josephine County in Oregon, not far from where this magazine is published. While his wife and daughters, who stayed with their vehicle, were eventually found alive, he succumbed to the cold as he hiked through snow looking for help for his family. And there are also many cases of people trapped for days in their vehicles after skidding over a bridge embankment, even though they were only a few hundred feet from a busy highway. I have written many articles about how to prepare your home for a power outage or national emergency, but today I want to address how to be prepared for an emergency when traveling in your car or truck. Keeping warm and safe Finding supplies Drinking water supply
Survival Gear & Bug Out Bags A Bug out bag is basically a large survival kit that’s filled with everything you need to survive after a disaster. A Bug Out Bag allows you quickly grab what you need should you be forced to evacuate during a disaster. Most experts suggest that your BOB should contain enough supplies to last for at least seventy-two hours. Since most major disasters often disrupt services and normal life for longer than 72 hours, we think it is a good idea to have a Bag that will allow you survive for an indefinite period of time. Make sure your Bag is built to fit your needs; some people may need items that are not listed on this list. Below we discuss some of the items that you may want to include in your Bug Out Bags, as well as some items that will hold up when it really counts. This will depend on a number of factors, such as the area you live in (climate, elevation, etc….)
34 Essential Items For Your Bug Out Bag Imagine the following scenario. You are awakened in the middle of the night by the jolt of a powerful earthquake. Your house is leveled, but thankfully you and your family are uninjured. Unfortunately, this was a very real scenario for the people of Haiti. What exactly is a bug out bag? A bug out bag is a collection of basic survival gear that might be required in a disaster scenario, natural or otherwise. The actual bag could be as simple as an extra frameless backpack or duffel bag, or as elaborate as a framed ALICE pack or similar framed backpack. What About Bugging In? In some cases, it might make sense to “bug in.” What goes in a bug out bag? Anticipating worst-case scenarios is never fun, but to properly pack your bug out bag with only the essential items, you must start here. A couple rations of food (I buy from MountainHouse.com). I recommend picking up one or two items from this list each shopping trip, or ordering them online with a little money from your next few paychecks.
Bug-out bag Off-the-shelf Red Cross preparedness kit . A bug-out bag[1][2] is a portable kit that contains the items one would require to survive for seventy-two hours[3][4] when evacuating from a disaster. The focus is on evacuation, rather than long-term survival, distinguishing the bug-out bag from a survival kit, a boating or aviation emergency kit, or a fixed-site disaster supplies kit. The kits are also popular in the survivalism subculture.[5] The term "bug-out bag" is related to, and possibly derived from, the "bail-out bag" emergency kit many military aviators carry. Other names for such a bag are a BOB,[7] 72-hour kit,[8] a grab bag,[9] a battle box, a Personal Emergency Relocation Kits (PERK), a go bag or a GOOD bag (Get Out Of Dodge) INCHbag (I'm Never Coming Home).[10] Rationale[edit] Some survivalists also recommend keeping a 'get me home' kit in the car and/or at work. Typical contents[edit] Enough food and water to last for 72 hours. See also[edit] References[edit] Jump up ^ J.
Bug Out Bag – The 7 Types of Gear You Must Have to Survive Bug Out Bag For someone new to being a Survivalist building your first Bug Out Bag can seem like a big task. Everybody you read about has been tweaking theirs for months or even years and has a pile of gear built up. It’s hard to know where to start, but if you cover all of the basics in a survival situation you will still be much better off that 99% of the people. A Bug Out Bag, also called a BOB, I.N.C.H Bag (I’m Never Coming Home Bag),Get Out of Dodge Bag (GOOD Bag), or 72 Hour Bag is usually designed to get you out of an emergency situation and allow you to survive self-contained for up to 3 days. Here are the 7 basic types of gear you will need for your Bug Out Bag: 1. It should go without saying that water is a survival basic for any situation. 1 Liter per day per person is really the bare minimum. To expand your capability or survive longer than a couple of days you will need a water purification system. 2. Backpack Meals 3. 4. They Don’t have a ground tarp… 5. 6. 7.
Bug Out Bags – The Ultimate Resource Guide What’s a Bug Out Bag? Most people who have a basic understanding of survival and preparedness understand the need for a good Bug Out Bag. It’s probably one of the most talked about items on survival websites and is something that has become a bit of an iconic symbol for preppers and survivalists. If you haven’t heard of the term Bug Out Bag you may have heard someone refer to it as a; Go Bag, 72 Hour Bag, Get Home Bag, Get out of Dodge bag or some other variation. The basic idea behind a Bug Out Bag (BOB) is pretty simple. What items do you really need in your Bug Out Bag? There really is no One Size Fits All Bug Out Bag solution. Starting with a good plan is really the only way to get started. What are the most likely disaster situations you will face? Once you’ve thought about the above considerations, you can then start to pack your bag. Considerations to think about before packing your BOB: Who will be traveling with you? THE BIG 4 – Water, Shelter, Food, Protection
When Should I Become Financially Independent? Question: When Should I Become Financially Independent? Recently I have heard many questions about people wondering if it is okay to accept a little bit of extra money from their parents after they graduate from college. These are not generally the people still living with parents. Most of these people already have jobs, not great jobs, but decent jobs, but want to continue with a higher lifestyle or they may want to move to a more expensive place to live. Answer: Ideally you should become financially independent from your parents as soon as possible. If you are having difficulty covering your monthly expenses then you have a serious income or spending problem that you need to address. Many people also wonder about whether or not it is acceptable to accept the occasional help from your parents. You can prevent this from happening by establishing a good size emergency fund.
Are You Ready to Move Out? If you moved back in after you graduated from college or if you stayed at home while attending school, you may be anxious and ready to move out on your own. It can be frustrating to live at home with your parents when you are no longer a teenager. However, if you move out before you are in a position to support yourself, you may end up hurting your credit and setting yourself up to live at home again. Ask yourself these questions before you move out. 1. Can I Cover My Bills? Before you move out you need to make sure that you can afford to live on your own. 2. It is also important to consider the amount of debt you currently have. 3. Before you move out you should have an emergency fund saved up and set aside. 4. When you move out you will need to have money saved for your first and last month’s rent, any deposit and rental application fee that you may have.
MacGyver, Survivalist, or Stockpiler: The Urban Survival Skills Everyone Should Know It's your word against his.. If he ain't talkin, your word pretty much wins. Also, don't try draggin him back in your house after he's dead.. The cops will be able to tell he was shot inside your house. As soon as you're involved in a shooting like this, call the cops, then a lawyer.. You are so bad ass. Seriously, you're advocating shooting a potential burglar with your "Mossy, Remy or Mr. We're not all in middle school, you know, and life is not like a Die Hard movie. I don't want to kill anyone. I am not running from my house. You can be a moral coward and subject yourself to the will of a criminal, however I will suffer no such victimization. @jodark It's not cowardly to leave and certainly not morally cowardly to leave if there is an intruder in your house. Unless you were a soldier or a police officer, you have probably not faced a life or death situation, and frankly, you are likely not equipped to fight back adequately.
12 Gadgets Now is a good time to ponder the apocalypse. Iran and North Korea are going nuclear, the wonky weather is a harbinger of catastrophic climate change, and end-of-the-world blockbusters abound. (Tim Burton's '9' came out last week and '2012,' 'The Road,' and 'Zombieland' are all coming up later this fall.) In that dismal spirit, the Switched team has gathered its first choices for last-chance gadgetry -- a collection of 12 must-haves if society is in peril, whether it be by fire or ice, zombies or aliens. ACR Electronics Microfix Personal Beacon Good for: Zombie Attack, Rapidly Spreading Virus, Aliens, Floods With an internal GPS, this little guy signals satellites to identify your exact location, as well as your name, address, and medical info. Scope Ford F-650 XUV Eton American Red Cross Solarlink FR360 Radio Good for:Robot/Computer Revolt, Nuclear Fallout, Zombie Attack, Rapidly Spreading Virus Not only is it pretty, but the Eton can also do practically anything. 400 Ft. LIFESAVER Bottle