Gründerszene Today: Smava zeigt Zahlen, IP-Adressen gehen aus, Qeep-Nutzer verkaufen ihre Freunde Smava meldet das bisher erfolgreichste Geschäftsjahr, die IP-Adressen gehen dem Ende zu und Qeep verleitet Nutzer dazu, ihre Freunde zu verkaufen. Smava zeigt Zahlen Für den Kreditmarktplatz Smava (www.smava.de) war 2010 das bisher erfolgreichste Jahr in der Firmengeschichte. Das Kreditvolumen, das über die Plattform vermittelt wurde, belief sich auf rund 22 Millionen Euro – und stieg damit um knapp 50 Prozent im Vergleich zum Vorjahr. IP-Adressen neigen sich dem Ende Die Adressen gehen aus. Freunde zu verkaufen Wer wollte das nicht schon immer: die Freunde zum Haustier machen und verkaufen. Mytaxi im Test Nachdem die Taxi-App Mytaxi (www.mytaxi.net) auch in Köln und Bonn verfügbar ist, unterzieht der in Bonn verortete Basic-Thinking-Redakteur Jürgen Vielmeier den Dienst einem Praxistest. Der E-Mail-Wahnsinn Wer den Firmenverteiler à la “alle@firma.com” benutzt, zahlt in Zukunft 1 Euro. Bestsecret lehnt Nutzer ab Rating: 0.0/5 (0 votes cast)
The New Art of the Possible | Knowledge Insights Embracing new technology and having an open and curious mindset is the key for not only growth but survival in every industry today. I cannot think of one industry that has not felt the distributive effects of new technologies and the rate of social adaptation. I deliberately don’t call it adoption as this is a term for “Systems of Record”. I recently read a fascinating post by Ayelet Baron that brilliantly encapsulates the essence of what we are seeing. Ayelet asks these disruption questions: Are you in a dying industry? In her vision of the future of work and the blurring of industry lines, Ayelet makes a comparison between what’s happening in the music industry and publishing. Here is Ayelet’s full post: Debra Fox Like this: Like Loading...
smava: 8.000.000 € Finanzspritze, nur 40.000 € Umsatz | BlogWave.de Ich habe gestern bei deutsche Startups mal wieder einen kleinen Artikel über smava gelesen. smava ist eine Kreditplattform auf welcher man sein Geld zu einem bestimmten Zinssatz verleihen und somit bei Kreditnehmern anlegen kann oder sich aber Geld für bestimmte Dinge leihen kann. Die Community soll angeblich ganz gut funktionieren. Was mich echt nur wundert bzw. stutzig macht, sind die ständigen Finanzierungsrunden… Letztes Jahr hat der Investor Earlybird schon satte 4 Millionen Euro in den Laden gepumpt. Und als ob das nicht genug wäre, ging soeben die zweite Finanzierungsrunde erfolgreich über die Bühne. Liest man den Artikel weiter steht etwa mittig etwas von dem bislang vermittelten Kreditvolumen. Der Kreditnehmer zahlt nur bei erfolgreichem Abschluss eines Kreditvertrages eine Erfolgsgebühr von 1% des Kreditbetrages. Diese Aussage findet man unter dem Menüpunkt “Gebühren”.
10 Ways to Teach Innovation Getty By Thom Markham One overriding challenge is now coming to the fore in public consciousness: We need to reinvent just about everything. Whether scientific advances, technology breakthroughs, new political and economic structures, environmental solutions, or an updated code of ethics for 21st century life, everything is in flux—and everything demands innovative, out of the box thinking. The burden of reinvention, of course, falls on today’s generation of students. This is hardly the case, as we know. Move from projects to Project Based Learning. Teach concepts, not facts. Distinguish concepts from critical information. Make skills as important as knowledge. Form teams, not groups. Use thinking tools. Use creativity tools. Reward discovery. Make reflection part of the lesson. Be innovative yourself. Related
You Are A “Social” Bank Banks make money on our deposits, our transactions and lending us money. The economic models for banks are old and subsequently there is little differential from one bank to another. The customer experience is largely the same and yet bank after bank uses the tag line “relationship banking.” Bank relations do matter just like any organization selling products and services but the dynamics of relationships are changing and we as individuals are becoming our own bank. What do banks do? They manage relationships, transactions and the more they manage the more they make. In the on-line world we individually manage relationships, transactions (conversations) and the more we manage the more we learn. What Does Your “Social Bank” Do? People engage in “communities” which would creates a “digital marketplace” of conversations. The on-line world is filled with terms and definitions, models and ideas about the creation and trading of a new currency, social currency. You are a bank.
Surviving the Ups and Downs of Social Movements Those who get involved in social movements share a common experience: Sometimes, when an issue captures the public eye or an unexpected event triggers a wave of mass protest, there can be periods of intense activity, when new members rush to join the cause and movement energy swells. But these extraordinary times are often followed by long, fallow stretches when activists’ numbers dwindle and advocates struggle to draw any attention at all. During these lulls, those who have tasted the euphoria of a peak moment feel discouraged and pessimistic. The ups and downs of social movements can be hard to take. Certainly, activists fighting around issues of inequality and economic justice have seen this pattern in the wake of Occupy Wall Street. After intensive uprisings have cooled, many participants simply give up and move on to other pursuits. Unfortunately, the fluctuating cycles of popular movements cannot be avoided. The Moyer map The expulsion led him into the arms of the Quakers.
How an Ambitious Startup Wants to Revolutionize Banking When we think of banks, we think of the brick-and-mortar financial institutions we turn to to keep our money safe. Even though in recent years we've seen reputable banks crumble and interest rates tumble, most of us would never think to abandon a bank — especially one whose history dates back hundreds of years — for an unvetted alternative. Banksimple, a startup still in stealth mode, is that alternative. It's not offering online banking, but "banking online." The company is approaching the banking space in a whole new way and hoping to capitalize on the erosion of consumer trust in banks, as well as growing frustration about hidden and miscellaneous fees that are rampant in the industry. The Banksimple formula is one that puts customers first and focuses on automatic, "worry-free" money management with a digital twist and penchant for social integration. Alex Payne of Twitter API fame left the company he helped to grow to join Banksimple. A New Way to Bank Banksimple is not a bank.
From Social Networks To Market Networks James Currier is a cofounder and partner of NFX Guild, an early-stage fund with a three-month program for marketplace and network businesses. How to join the network Most people didn’t notice last month when a 35-person company in San Francisco called HoneyBook announced a $22 million Series B*. What was unusual about the deal is that nearly all the best-known Silicon Valley VCs competed for it. Market networks will produce a new class of unicorn companies and impact how millions of service professionals will work and earn their living. What Is A Market Network? “Marketplaces” provide transactions among multiple buyers and multiple sellers — like eBay, Etsy, Uber and LendingClub. “Networks” provide profiles that project a person’s identity, then lets them communicate in a 360-degree pattern with other people in the network. What’s unique about market networks is that they: An example will help: Let’s go back to HoneyBook, a market network for the events industry. We’ve Seen This Before
Social Banking 2.0 – Der Kunde übernimmt die Regie