Box of Goodies I’ve realized that the only way to create realistic outdoor scenes is by adding lots and lots of nature elements. Things like trees, flowers, bushes, rocks etc. are essential in making the scene look “believable”. But I also know that creating these things by hand takes a very long time. Which is why I’ve done the hard work for you :) The Box of Goodies! Inside this box of goodies you’ll find 9 nature models that you can keep. As well as this you’ll find a collection of grass reference photos that will help you to better create it in blender. Eg. What will you do with yours? Drop your email address in the box to the right and I’ll send the Box of Goodies your way.
Robert Reich Terminal Values It is quite possible that free cash flows will be generated well beyond our forecast period. Therefore, many valuations will add a terminal value to the valuation forecast. The terminal value represents the total present value that we will receive after the forecast period. Example 12 - Adding Terminal Value to Valuation Forecast Net Present Value for forecast period (Example 9) $ 423,500 Terminal Value for beyond forecast period 183,600 Total NPV of Target Company $ 607,100 There are several approaches to calculating the terminal value: Dividend Growth: Simply take the free cash flow in the final year of the forecast, add a nominal growth rate to this flow and discount the free cash flow as a perpetuity. Terminal Value = FCF ( t + 1 ) / wacc - g ( t + 1 ) refers to the first year beyond the forecast period wacc: weighted average cost of capital g: growth rate, usually a very nominal rate similar to the overall economy Example 13 - Calculate Terminal Value Using Dividend Growth Year FCF
V-Ray The Daily Capitalist Financial Advisory and Investment Banking Services from Duff & Phelps Goodwill Impairment Around the World||Duff & Phelps recently published a series of 2013 Goodwill Impairment Studies covering the European, U.S. and Canadian markets. This new report provides an overview of some key observations and findings across the three studies. ||Read the full report|| Valuation by a Monday Morning Quarterback|| The topic of hindsight in retrospective valuations is a recurring issue in court cases. ||Read the full article|| Valuing Illiquid and 'Hard to Value' Assets|| ||Read the full article ||
Indigo Federal Reserve Economic Data - FRED - St. Louis Fed Skip to main content Economic Research Federal Reserve Bank of St. Louis My Account Register Sign in Download, graph, and track 385,000 US and international time series from 80 sources. Browse data by Tag, Category, Release, Source, Release Calendar or Get Help FRED News “Do I look OK?” “Beyond the Numbers” Conference Seeks Proposals FRED Blog Energy demand and supply Research News Weekend Gas Prices Build your own U.S. data map. Geographical Economic Data | St. CPI +1.1 % Chg. from Yr. Real GDP 0.5 % Chg. from Preceding Period on 2016:Q1 IP +0.7 % Chg. on 2016-04 10-Yr. US/Euro FX Rate 1.1294 U.S. $ to 1 Euro on 2016-05-13 Civ. Payroll Employment +160 Chg., Thous. of Persons on 2016-04 Initial Jobless Claims, 4-Week Moving Average 275750 on 2016-05-14 Consumer Price Index for All Urban Consumers: All Items 3 days ago Index 1982-1984=100 BofA Merrill Lynch US High Yield Option-Adjusted Spread© 9 hours ago Percent Civilian Unemployment Rate May 6 Real Gross Domestic Product Apr 28 Billions of Dollars
Carl Richards On The Psychology Of Buying High And Selling Low It’s easy to sit around and lecture people to cut back on spending, pay off debt, and get control of their finances. That’s what so many financial advisers and writers do — yet they never stop to ask themselves why so few of their readers actually follow through. So today, I want to introduce you to Carl Richards, one of my favorite financial advisers on the planet. You might be familiar with his sketches, which have been seen on the New York Times. He understands that math is only a small part of personal finance — and that psychology is hugely important. Below, you’ll learn… The startling and surprising numbers of how you can actually get equal or higher returns — with lower riskThe classic mistake investors make after a market has changed directionsThe psychology of automatic rebalancing I asked him to write up a detailed account on the psychology of investing. Carl, take it away. Successful investing is hard. Buying High and Selling Low Think about it. Breaking the Cycle Use the Tools