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Where can I afford to live?

Where can I afford to live?
Whether you are house-hunting or just daydreaming, try using this calculator to see where in the country you could afford to live - and would it be cheaper to rent or buy? Enter your requirements and how much you'd like to pay on rent or mortgage repayments each month to see places in your price range. The "Where can I afford to live?" calculator uses pricing and rental data for May 2014 to October 2014 provided by residential property analysts Hometrack. The affordability of housing varies widely across the country and will depend on whether you want to rent or buy. More about this calculator Monthly mortgage payments are based on the figures calculated by the Bank of England from rates currently being offered by banks and building societies. Every month, the Bank of England brings out figures for people wanting a mortgage for 75% or 90% or 95% of the value of the property they want to buy. The rents are based on monthly prices being asked for by landlords. Continue reading the main story

Cannibalism at Jamestown: Listening to the Bones She was thrown out, or at least her head was, with the remains of other animals — dogs, horses, squirrels — and other debris that the colonists discarded during the winter of 1609–10. There are no records of the young girl’s life, no diaries that record the perilous journey — likely through an ocean hurricane — from her native England to the shores of Virginia. There are no town ledgers that make note of her family, where she lived or how she spent her days. There are only her bones, which in the hands of forensic archaeologists, are speaking volumes on her behalf. Discovered deep in a cellar where trash was collected, two-thirds of her skull and a fragment of her right leg show the strongest scientific evidence yet that after she died, she may have been a victim of cannibalism. (MORE: Richard III’s Fate) “Let me tell you that when you see these cuts on the bone, all over the bone, and the chops … I deal with violence all the time, with people who were dismembered and had traumatic deaths.

Rent 'unaffordable' for low-income families in one-third of UK 15 July 2013Last updated at 02:35 ET A third of Britain is effectively off-limits to lower-income working families because private rents are unaffordable, a new report claims. The report comes from the Resolution Foundation, which campaigns on behalf of low to middle-income families. It says most of southern England is now beyond the reach of less affluent households. The housing minister said the report was "factually flawed" and failed to take housing benefit into account. With social housing usually unavailable and home ownership unaffordable for many first-time buyers, renting privately is often the only option for households on lower incomes. A BBC housing calculator also identifies how renting a modest two-bedroom home for less than £700 a month is almost impossible in London and much of the South East. BBC housing calculator On that basis, 125 of 376 local authorities in Britain (33%) are unaffordable for less-affluent working families. “Start Quote End Quote

'Proof' Jamestown settlers turned to cannibalism 1 May 2013Last updated at 18:24 ET By Jane O'Brien BBC News, Jamestown, Virginia "The evidence is absolutely consistent with dismemberment and de-fleshing of this body" - Doug Owsley, forensic anthropologist Newly discovered human bones prove the first permanent English settlers in North America turned to cannibalism over the cruel winter of 1609-10, US researchers have said. Scientists found unusual cuts consistent with butchering for meat on human bones dumped in a rubbish pit. The four-century-old skull and tibia of a teenage girl in James Fort, Virginia, were excavated from the dump last year. James Fort, founded in 1607, was the earliest part of the Jamestown colony. 'Starving Time' Researchers fashioned a three-dimension replica of the girl's face "The evidence is absolutely consistent with dismemberment and de-fleshing of this body," said Doug Owsley, a forensic anthropologist at the Smithsonian National Museum of Natural History in Washington DC. Continue reading the main story

Letting agents: Curb 'cowboy' practices, say MPs 18 July 2013Last updated at 07:09 ET Lettings agents have been accused of a lack of transparency in the level of fees they charge Letting agents should be subject to tighter regulations that would make it possible to ban those guilty of sharp practice, a group of MPs has urged. The letting sector suffers from "cowboy" agents who "rip off" landlords and tenants, says a Communities and Local Government Committee report. Problems included unreasonable fees and opaque charges, said committee chairman Clive Betts. "Letting agents are subject to less control than estate agents," he added. Mr Betts described the letting sector as "the property industry's Wild West", adding that those acting improperly needed to "play by new rules or get out of the sector". 'Regulation required' The report follows widespread concern about the level of fees charged by letting agents. Concerns have been raised about how many of these charges were "drip-fed" after tenants had signed a contract. Refund call

Reinhart, Rogoff... and Herndon: The student who caught out the profs This week, economists have been astonished to find that a famous academic paper often used to make the case for austerity cuts contains major errors. Another surprise is that the mistakes, by two eminent Harvard professors, were spotted by a student doing his homework. It's 4 January 2010, the Marriott Hotel in Atlanta. At a time of economic crisis, their finding resonates - economic growth slows dramatically when the size of a country's debt rises above 90% of Gross Domestic Product, the overall size of the economy. Word about this paper spread. And so did student Thomas Herndon. Thomas chose Growth in a Time of Debt. Some key figures tackling the global recession found this paper a useful addition to the debate at the heart of which is this key question: is it best to let debt increase in the hope of stimulating economic growth to get out of the slump, or is it better to cut spending and raise taxes aggressively to get public debt under control? "My heart sank," he says. Oops.

Riba Stirling Prize: '60s concrete estate up for award 17 July 2013Last updated at 21:41 ET The renovation of a 1960s concrete housing block in Sheffield, once notorious for crime, drugs and deprivation, is among six architecture projects vying for the Stirling Prize. Park Hill is joined on the shortlist by a chapel for a college and religious order in Oxfordshire and a holiday home in a 12th Century Warwickshire castle. The award is the Royal Institute of British Architects' highest accolade. Riba says the finalists proves "creative vision improves our lives". Continue reading the main story The briefest glance at this year's Stirling Prize shortlist tells you modernism is still the name of the architectural awards game. Nothing wrong with that per se: there is beauty in architectural simplicity - as demonstrated by the ancient Greeks, Palladio and more recently by the likes of Oscar Niemeyer and Sir David Chipperfield. But, as we know, variety is the spice of life. Read more from Will Park Hill Phase 1, Sheffield Park Hill, beauty or beast?

Does technology hinder or help toddlers' learning? 19 April 2013Last updated at 17:38 ET By Philippa Roxby Health reporter, BBC News Screen time could help children as young as two to learn words and be curious Children under five years old have an uncanny knack of knowing how to master new technology. From smart phones to tablet computers and game consoles, it is not unusual to see toddlers intuitively swiping screens and confidently pressing buttons. Even if parents enjoy the momentary peace that comes with handing a small child a gadget to play with, parents secretly worry that this screen time is damaging their brains. But it appears that screens can be beneficial to learning - and the more interactive the experience the better. Research from the University of Wisconsin, presented at a meeting of the Society for Research in Child Development this week, found that children aged between two and three were more likely to respond to video screens that prompted children to touch them than to a video screen that demanded no interaction.

Loans to first-time buyers at five-and-a-half-year high 12 July 2013Last updated at 08:03 ET Tens of thousands of first-time buyers took out loans in May The number of first-time buyers taking out mortgages has hit its highest total for five and a half years, according to the latest figures from the Council of Mortgage Lenders (CML). The CML said 25,000 people took out their first mortgage in May this year, a 42% increase on May 2012. That is the highest number of first mortgages since December 2007. The number of loans made to people moving home, or remortgaging, rose by 18.7% over the same period. The government's Funding for Lending Scheme (FLS) is widely credited with making mortgages cheaper and more available, since it was launched in August 2012. "Both the borrowing appetite of first-time buyers, and the availability of attractive mortgages for them, have improved markedly since a year ago," said Paul Smee, director general of the CML. The figures could also have been exaggerated by a relatively low uptake of mortgages in May 2012.

Escaping the train to Auschwitz 19 April 2013Last updated at 23:50 GMT By Althea Williams and Sarah Ehrlich BBC News Simon Gronowski, pictured aged nine with his parents, two years before he and his mother were arrested On 19 April 1943, a train carrying 1,631 Jews set off from a Nazi detention camp in Belgium for the gas chambers of Auschwitz. But resistance fighters stopped the train. One boy who jumped to freedom that night retains vivid memories, 70 years later. In February 1943, 11-year-old Simon Gronowski was sitting down for breakfast with his mother and sister in their Brussels hiding place when two Gestapo agents burst in. They were taken to the Nazis' notorious headquarters on the prestigious Avenue Louise, used as a prison for Jews and torture chamber for members of the resistance. Today, Gronowski lives a two-minute walk from this building, where he was held for two nights without food or water. Detainees were taken from Kazerne Dossin directly to the death camp Conditions inside the train were atrocious.

The Data Miners: Tech Secrets From Obama’s Re-Election Geek Squad Message is one thing, but in modern presidential politics, it can’t go very far without a machine. And during Obama’s 2012 campaign, that machine was fueled with new methods devised by a geek squad convened from multinational ad agencies, corporate consultancies and high-tech start-ups. The goals were the same as ever: more money in the bank, more door knocks, more phone calls, more voter registrations and more voters at the polls. (MORE: Barack Obama, 2012 Person of the Year) The geek squad also found new ways to make voters turn out their pockets. How much of this survives for future Democrats when Obama exits the stage? Interview with Obama: Setting the Stage for a Second Term Obama Photo Diary: 48 Hours with the President

“Shattered”: The Australian DJs Behind Royal Prank Call Apologize The two Australian radio hosts at the heart of the royal hospital prank call that is believed to have led to the death of nurse Jacintha Saldanha say they are “gutted and heartbroken.” In their first televised interviews since the death, with Australia’s “A Current Affair” and rival program “Today Tonight”, presenters Mel Greig and Michael Christian wept openly as they spoke about the nurse. (MORE: Scrutiny Builds at Radio Station That Prank Called London Hospital) Jacintha Saldanha, a nurse at the Kind Edward VII hospital in London, died last week in what is believed to be a suicide. The 46-year old nurse was working on reception when on Tuesday morning she answered a phone call from the two Australian presenters. Saldanha put the call through to the Duchess’s ward, where another nurse spoke about the Duchess’s condition. (MORE: Family Grieves for Nurse Who Died After Royal Prank Call) (MORE: Kate’s Baby: What the Future Holds) (MORE: Q&A: Dealing With a Sister’s Suicide)

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