Validea The names of individuals (i.e., the 'gurus') appearing in this report are for identification purposes of his methodology only, as derived by Validea.com from published sources, and are not intended to suggest or imply any affiliation with or endorsement or even agreement with this report personally by such gurus, or any knowledge or approval by such persons of the content of this report. All trademarks, service marks and tradenames appearing in this report are the property of their respective owners, and are likewise used for identification purposes only. Validea is not registered as a securities broker-dealer or investment advisor either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority. Performance results are based on model portfolios and do not reflect actual trading.
Improve Your Money Skills with These Free Resources I feel like I understand my budgeting flaws and how to do it better. My issue is "What do you do with your budget when you and your wife are both working full time jobs and you still can't make your bills each month?" It isn't like I can just step into a better job, regardless of ambition. Fuck this awful economy and layoffs. Erg. I appreciate the reply, and I look forward to the post. Thanks!
Top 5 Investment Sites | New Rules of Investing Yahoo Finance is the 800 lb gorilla in best investment sites. Yahoo essentially democratized financial information. While not the first to do so, Yahoo made it easy for investors to study companies’ balance sheets and income statements. As Reg FD leveled the investing playing field by prohibiting selective disclosures, new sites have arisen that provide tremendous value in the research process. These best investment sites, when used properly, can mean the difference between profit and loss and between big gains and little gains. **Recommended: In my new book, I write about many of these sites and how investors can leverage them to make better, more informed — and accurate — investment decisions. 1. Expert Communities are comprised of groups of people used to conduct professional research. Top Sites: Covestor, Wealthfront 2. Created by a professional investor and analyst, James Altucher, this site follows portfolio moves of mutual fund and hedge fund managers. 3. Top Sites: Seeking Alpha 4.
Locke's Goal Setting Theory - Understanding SMART - Goal Setting Tools from MindTools.com Setting Meaningful, Challenging Goals Learn how to set effective goals, in this short video. What you get by achieving your goals is not as important as what you become by achieving your goals.Henry David Thoreau, American author and philosopher. Many of us have learned – from bosses, seminars and business articles – the importance of setting ourselves SMART objectives. Dr Edwin Locke and Dr Gary Latham spent many years researching the theory of goal setting, during which time they identified five elements that need to be in place for us to achieve our goals. In this article, we'll look at their research, and find out how to apply it to our own goals. About Locke and Latham's Theory In the late 1960s, Locke's pioneering research into goal setting and motivation gave us our modern understanding of goal setting. Locke's research showed that the more difficult and specific a goal is, the harder people tend to work to achieve it. Locke and Latham's Five Principles 1. How to set Clear Goals 2. 3.
SmartMoney Tutorials Ponzimonium After Bernard Madoff's $65 billion Ponzi scheme was revealed, many new (smaller-scale) Ponzi schemers became exposed. Ponzimonium ... Quarterly Earnings Report A quarterly filing made by public companies to report their performance. Included in earnings reports are items such as net ... Dark Pool Liquidity The trading volume created by institutional orders that are unavailable to the public. Coverdell Account The special rules that apply here are favorable in some ways and unfavorable in other ways. The tax law provides somewhat unusual treatment under the estate and gift tax for both Coverdell accounts and 529 plan accounts. On the whole these rules are favorable, but they have unfavorable aspects. Contributions A contribution to a Coverdell account is treated as a completed gift of a present interest. However, a contribution to a Coverdell account does not count as a tuition payment that can be excluded from gift tax treatment. Withdrawals Given that you're making a gift when you put money into a Coverdell account, you would expect to find that you're not making a gift when you take money out. Change in Beneficiary When you change the beneficiary of a Coverdell account you're changing the owner. Treat the beneficiary's spouse as being in the same generation as the beneficiary, no matter what the difference in ages. Gift Greater than the Annual Exclusion Amount Estate Tax
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