Details of Virgin’s digital bank build revealed. Challenger Banks The app-based banking service is being built to be a “universal account”, helping users to spend, save, borrow and budget.
In February, we learned that Virgin Money had spent £38.3m on building a digital banking proposition. The news prompted a good deal of coverage in the press, but seemingly forgotten was a strategy update from November 2017, in which a wealth of detail on the planned digital banking proposition was divulged. The presentation lays out a business vision that is to build “a customer-centric, data-driven and digitally enabled service that goes beyond the bounds of traditional banking”.
For now, this service goes by the name VMDB (Virgin Money Digital Bank). The concept of a “universal account” will be key to the offering. Introducing Presto: new payments technology to help level the playing field for small business. 3 April, 2018 Westpac is helping to make fast over-the-counter payments and reconciliation more accessible to Australian businesses through the launch of a new integrated payments solution that streamlines the in-store payments experience.
David Lindberg, Chief Executive of the Business Bank at Westpac, said that while larger Australian businesses have used bespoke point of sale (POS) system integration for some time, fewer small businesses are benefitting from streamlined payments technology. “Rapid innovations in payments technology have fundamentally changed how consumers interact with businesses but for the opposite side of the counter, numerous payment streams are creating new complications for business such as extended settlement times, multiple system management, and harder-to-reconcile payments,” Mr Lindberg said. Revolut launches disposable virtual cards. Challenger Banks Starting next week, Revolut is aiming to become an industry leader in combatting online card fraud.
In an effort to stay one step ahead of the game at all times, digital banking app Revolut is set to launch disposable virtual cards next week to help users of its Premium service protect themselves against online card fraud. Australian challenger bank Judo Capital launches – FinTech Futures. Melbourne-based Judo Capital has officially unveiled its banking plans as it targets Australia’s SME sector.
Judo says it has started the process of applying for a banking licence from the Australian Prudential Regulation Authority (APRA) – the culmination of a “strategic build-up of the company” over the past three years. It says it aims to become Australia’s first true “challenger bank” for SMEs, based on the models delivered by UK challengers such as Aldermore, Shawbrook, and OakNorth. (A handy list of all UK challengers is here.) Judo will provide financial products tailored specifically to SMEs, partnering with a selection of unnamed business brokers.
Ils testent le revenu de base : « J’ai ressenti la liberté qui allait arriver » Second Curve - Performance Coaching & Communication Skills Training. Working Voices. ROAR Magazine. Illustration byLuis Alves.
By now, the story is well-known in left-wing circles. Two years ago, a handful of civic platforms won municipal elections in most of Spain’s major cities, including Madrid, Barcelona, Zaragoza, Cádiz and Santiago, among others. Spearheaded by prominent figures from the local social movements, they joined Podemos and various left-wing parties in campaigns that promised nothing short of a democratic revolution.
In the aftermath of a brutal economic crash and an outbreak of corruption scandals, they would respond to the profound crisis of legitimacy affecting the Spanish state with a program of radical municipalism, channeling the bottom-up politics of the indignados movement that won hearts and minds in 2011. 'Game of Thrones' Season 7 Episode 1: About That Crazy Cameo - The Atlantic. Warning: Game of Thrones Season 7 spoilers ahead.
It starts with a song. Arya Stark, having just taken her revenge on the men who had slaughtered her relatives at the Red Wedding, is riding her horse through a tranquil forest in the Riverlands. She'll always have Paris... As we sit in a café in Paris's chic Sixth Arrondissement, near what was her family home before her husband was given the keys to the French equivalent of 10 Downing Street, there is no trace of a Welsh accent, just a clipped Home Counties inflection as she insists she remains true to her rural roots.
"I don't refuse to go to dinners or events," she says, "but it's not what I particularly like doing. I am not a Paris party animal, I'm the sort of person who prefers sitting at the back of the room observing and listening to others. "When I'm at our country home, I can go out in old trousers and it doesn't matter because the locals think, 'Oh, she's just one of those English gardening types'.
Here I shall have to make more of an effort. " Qantas non-stop Perth to London and Sydney to London: will it pay off? In the pallid suburbs of Nagoya, Japan’s fourth-largest and easily most boring city, chef Neil Perry and industrial designer David Caon fuss over the still-warm prototypes of Qantas’ new premium crockery.
The two Australians are standing in a windowless, harshly lit room on the evergreen corporate campus of tableware giant Noritake, encircled by shelves of ornate tableware and flanked by master designer Tomohiro Kato, august in his tweed and suede. Noritake has made inflight tableware for Qantas since 1962, for home flag-carriers ANA and JAL even longer and, more recently, for Emirates and British Airways. “I think this has the most potential to be timeless,” Caon suggests of an elegant white bowl mottled with a hand-painted motif. “The early transfers came out looking like clouds. Donald Trump's administration will publish a weekly list of crimes committed by immigrants — Quartz. The trial had everything: snarling prosecutors, riveting young female witness, accusations of the most personal and damaging kind.
You couldn’t not have an opinion, watching the drama unfold—or, more likely, reading or hearing a third-hand account. It came at a time when an entire American experiment seemed on the brink of failure. The Puritan settlers of 1692 Massachusetts saw danger to their way of life everywhere: threat of attacks by French soldiers and Native Americans from the outside, and inside the infiltration of no less than the Devil himself. America, You Look Like an Arab Country Right Now. Dear America, We have been watching the drama of your presidential elections with much interest and curiosity for some time now.
It’s hard not to notice the many similarities between our own countries and yours. Un accueil musical cinglant pour Donald Trump. Obama, entré dans l'histoire sans la changer. Adam Curtis Interview - 16/10/2016 (New film: HyperNormalisation) The Economist explains: What is the difference between Sunni and Shia Muslims? CLASHES between Islam's two big sects, the Sunni and the Shia, take place across the Muslim world. In the Middle East a potent mix of religion and politics has sharpened the divide between Iran’s Shia government and the Gulf states, which have Sunni governments. A report by the Pew Research Centre, a think-tank, found that 40% of Sunnis do not consider Shia to be proper Muslims.
So what exactly divides Sunni and Shia Islam, and how deep does the rift go? The argument dates back to the death in 632 of Islam’s founder, the Prophet Muhammad. Alep, notre Guernica (3/4): la tragédie venue de plus loin. Le triomphe de l’absurde « L’absurde, écrit Albert Camus dans Le Mythe de Sisyphe, naît de cette confrontation entre l’appel humain et le silence déraisonnable du monde. C’est cela qu’il ne faut pas oublier ». Plus loin, il ajoute : « Je suis donc fondé à dire que le sentiment de l’absurdité ne naît pas du simple examen d’un fait ou d’une impression mais qu’il jaillit de la comparaison entre un état de fait et une certaine réalité, entre une action et le monde qui la dépasse. L’absurde est essentiellement un divorce.
Marine Le Pen ne sera pas présidente : c'est mathématique ! - Le Vent Se Lève. Depuis des années, le spectre d’une victoire du Front National aux présidentielles secoue la société française. Un peu partout, dans les médias ou dans les discours politiques, on agite le chiffon rouge en prédisant une sorte d’apocalypse si cela venait à se réaliser. Voici la preuve par les chiffres que Marine Le Pen ne peut pas être élue à la tête de la République.
Répondons tout de suite à ceux qui diront qu’un tel article n’a aucun sens, vu que personne n’a vu venir les victoires du Brexit, de Donald Trump ou de François Fillon. Certes, des instituts de sondage (qui les écoute encore ?) Aux médias traditionnels, en passant par l’éternel BHL, personne n’a rien vu venir. Le Brexit, une surprise ? «Qu’est-ce qu’on attend ?», la transition écologique par l'exemple. Netflix's 'The OA' Is Thoroughly Weird and Totally Absorbing - The Atlantic. The OA, which had a Beyoncé-like surprise release on Netflix on Friday, is a puzzle to be solved: a strange mashup of genres and story threads and dimensions that unfurls slowly. In the first episode, a woman in her twenties (Brit Marling) is spotted jumping off a bridge; she survives, but footage of her makes the news, and is seen by her parents, who rush to the hospital to claim her.
They identify her as Prairie, who went missing seven years ago, and who used to be blind, but can somehow now see—a miracle she can’t or won’t explain. To say too much about the plot is to spoil the intrigue of the show, which is more complex and layered than the premise might suggest. Bordeaux: il meurt après avoir été battu à coups de talon. Audrey Pulvar: «Le bruit général est sexiste !» - La Parisienne. After losing 4 states by only a few hundred thousand votes, here's what Hillary is doing with money she didn't spend in those states. Découvrant la Tour Eiffel éteinte à Paris, Bashar-el-Assad quitte le pouvoir et met fin à la guerre en Syrie. C’est une véritable leçon de courage politique qui a été menée par la France et la maire de la capitale Anne Hidalgo en éteignant la Tour Eiffel. En effet, après 5 ans de guerre en Syrie et des centaines de milliers de morts, la France agit enfin d’une manière forte et courageuse.
On peut dire que l’action de la ville de Paris est juste à temps, avant qu’il n’y ai vraiment un drame dans ce petit conflit en Syrie. How “open source” seed breeders are changing global food production. December 12, 2016 — Frank Morton has been breeding lettuce since the 1980s. His company offers 114 varieties, among them Outredgeous, which last year became the first plant that NASA astronauts grew and ate in space. For nearly 20 years, Morton’s work was limited only by his imagination and by how many different kinds of lettuce he could get his hands on.
But in the early 2000s, he started noticing more and more lettuces were patented, meaning he would not be able to use them for breeding. Radio Garden. There is more than one truth to tell in the awful story of Aleppo. Western politicians, “experts” and journalists are going to have to reboot their stories over the next few days now that Bashar al-Assad’s army has retaken control of eastern Aleppo. We’re going to find out if the 250,000 civilians “trapped” in the city were indeed that numerous. We’re going to hear far more about why they were not able to leave when the Syrian government and Russian air force staged their ferocious bombardment of the eastern part of the city. And we’re going to learn a lot more about the “rebels” whom we in the West – the US, Britain and our head-chopping mates in the Gulf – have been supporting. They did, after all, include al-Qaeda (alias Jabhat al-Nusra, alias Jabhat Fateh al-Sham), the “folk” – as George W Bush called them – who committed the crimes against humanity in New York, Washington and Pennsylvania on 11 September 2001.
Remember the War on Terror? In Pictures: The crisis unfolding in Syria Opposition activists accuse Syrian regime of chlorine attack in Aleppo. Patti Smith - A Hard Rain's A-Gonna Fall (ceremonia Nobel 2016) Bob Dylan Nobel Speech 2016. Venue accepter le prix pour Bob Dylan, Patti Smith bouleverse le comité Nobel. Absent à Stockholm de la cérémonie de remise des prix, le Nobel de littérature a fait part de son incrédulité. LE MONDE | • Mis à jour le | Par Anne-Françoise Hivert (Malmö (Suède), correspondante régionale) Les Nobel sont une machine parfaitement huilée, qui ne laisse aucune place à l’improvisation.
Les soubresauts parfois suscités par le choix d’un lauréat controversé sont vite effacés, pour permettre à la cérémonie de se dérouler dans toute sa splendeur pompeuse. Google is not ‘just’ a platform. It frames, shapes and distorts how we see the world. Did the Holocaust really happen? No. The Holocaust did not really happen. Higher earning. Vers un nouveau monde : les monstres sont dans l'isoloir (1/3) Elon Musk: "There's a Pretty Good Chance We'll End Up With Universal Basic Income" How Scottish villagers bought their harbour – and saved their future. Google. The Soviet Union collapsed overnight. Don’t assume western democracy will last for ever. 'Everywhere I go I have seen the effects of violence, it's haunting': Natasha Stott Despoja. Philippe Martinez : "Qui est moderne et qui est ringard ?"
Hypernormalisation: Adam Curtis plots a path from Syria to Trump, via Jane Fonda. What will it take to Breakthrough? A vision for change. - Grace Papers. Zazie - Je Suis Un Homme. L’édito d’Alain Genestar: Qu’allez-vous faire de ce livre d’Hamilton? – Polka Magazine. « Les élèves ne savent pas ce que sont les mathématiques » Oasis - Supersonic. Sydney schoolboys take down Martin Shkreli, the 'most hated man in the world' La loi et les communs - P2P Foundation. How my father, JG Ballard, foresaw our strange present.
Sign in to your Microsoft account. White women sold out the sisterhood and the world by voting for Trump. Confirmation: Trailer (HBO Films) Donald Trump Recruits Corporate Lobbyists to Select His Future Administration. Woman accusing Trump of raping her at 13 cancels her plan to go public.