Motorists. Gathered data with the help of quadrant information services from major insurance companies across illinois. S the number of distracted driving-related car crashes the illinois department of transportation reported in 2015. The state of illinois currently does not provide any special low-cost insurance programs. Chicago has a relatively high cost of living, and like many other essentials, the cost of insurance in chicago can be higher than it is in other states. Adult drivers can lower the cost of auto insurance by shopping around and availing themselves of any discounts available.
Illinois car insurance companies usually charge drivers higher rates if they have poor credit. Drivers of this status steer clear of speeding tickets, at-fault car accidents, and dui citations on their driving history.