Insurance agent. If you're struggling to find an insurance company that will offer you coverage, most states offer high-risk plans, which you can get through a local insurance agent. These violations may include reckless or negligent driving, too many infractions or at-fault accidents in a short time, driving without insurance, having a revoked or suspended license, history of dui or dwi, or failure to pay court-ordered child support. Most insurance companies and motor vehicle departments require that the car be registered and insured in the same state. Sr-22 insurance is required to get your drivers license reinstated after driving without insurance, applying for a hardship license, by court order, etc. If, at any time during the three-year filing period, you wish to stop carrying sr22 proof of insurance and discontinue driving in wisconsin, you can avoid paying the additional fees by surrendering your driver license to the dmv?