Premiums. Illinois law allows drivers to use an out-of-state license for 90 days before requiring an illinois license. I'd rather not go through insurance, so how much does it cost for car body repair? Illinois requires all of its drivers to have car insurance, but it can carry a hefty price tag. You must carry liability insurance to register or operate a vehicle in illinois. S car insurance laws require all drivers to present proof of liability insurance when they register their vehicle. However, driving without the minimum insurance coverage is against the law for chicago drivers.
Illinois car insurance rates are rising with inflation, and some people are paying up to 30 percent more for auto insurance. Car insurance companies tend to raise rates after you receive a speeding ticket, though some raise prices more than others. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations.