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SR22. What is an SR22? An SR-22 certificate is a paper that shows a driver has the minimum amount of liability insurance called for by their state. This type suggests financial responsibility, which is required for those who have actually had their driving privileges revoked or suspended as a result of an accident or infraction. Insurance companies file this form with the Department of Motor Vehicles (DMV) in support of chauffeurs who require it. The price of an SR-22 varies relying on the insurer and also state requirements, but it's normally more than normal insurance policies due to the fact that it's taken into consideration risky coverage. Chauffeurs must maintain their SR-22 certificate for a specific period, normally 3 years, with no lapses in protection. If they fail to do so, their insurance business will inform the DMV and also might lead to license suspension or cancellation.

Exactly how does an SR22 work? Why is an SR22 required? Just how much does an SR22 cost?