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Driving. When notice that your insurance coverage and sr 22 filing is no longer valid is received by your state licensing authority, and if your requirement has not yet been met, the drivers license is generally suspended again until such time as a replacement sr22 certificate is filed by another insurer. For example, if your state requires an sr-22 because of a dui conviction, you can expect a pretty big increase in insurance costs due to the dui. Sr22 filing is mandatory for those arrested or convicted for a dui in california, are currently enrolled in a program, and want to get a restricted license. Assures you are driving with the legal amount of car insurance no matter what vehicle you are driving. Indiana law states a person may not operate a motor vehicle in indiana if financial responsibility is not in effect with respect to the motor vehicle operated, or the person is not otherwise insured to operate the motor vehicle.