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No matter your stage in your money-saving journey, these hacks are easy and interesting, so there’s no reason not to try them out:
52. Round Up Your Payments
Like a virtual piggy bank, some accounts allow you to round up every purchase to the next dollar and put that money in savings. Check whether or not your bank offers it, as it is an easy way to save money and you’ll likely hardly notice.
53. Use a Savings Calculator
Putting money away consistently is hard enough as it is, so utilize an easy online tool that can calculate interest over years and help you determine how much your savings may grow in the years to come.
54. Switch Your Ceiling Fan Direction
That’s right, your fan can go either clockwise or counterclockwise thanks to a tiny switch, usually on the side. The angle of the blades mean that the fan is actually more efficient going clockwise in summer as this pushes a breeze around. Use the counterclockwise direction in winter to pull heat towards the ceiling and around the walls.
55. Purchase Discounted Gift Cards
Websites like CardPool allow users to sell gift cards they’ll never use, for slightly lower than their values. Consider buying gift cards to places you frequently shop to save instantly on everything you buy there.
56. Teach Yourself Skills You Would Otherwise Pay For
Take advantage of online tutorials and articles that can teach you to do small things you would otherwise pay for. You can learn anything from how to change your own oil to how to make a bouquet.
57. Make Your Passwords Reminders
If you force yourself to type a phrase on your online shopping account that reminds you of a goal saving date, you’ll be less likely to overspend. You can also make your password things you’re saving for such as “beachvacation2018” or “2020weddingbudget.”
58. Delete Your Card Number from Online Accounts
Make it harder to buy impulsively from websites by deleting your credit card information in their system. This will force you to consider your purchase as you type in your number.
59. Utilize Your Savings Account
Your current bank may offer a savings account with interest that can make your deposits easy to make and retrieve. Some even offer the ability to divide up the money in your savings account by what it’s for. Help motivate yourself to save by watching you the funds for your specific goals grow.
60. Use a Budgeting App
Consider using an app like Mint that keeps track of your spending goals, expenses, and budgets. This can be an easy way to see how you’re doing and get more familiar with your finances.you save. Since this money is relatively easy to access, consider using this account to save for unexpected expenses.
You may not become rich overnight, but the key to amassing a huge savings is patience. Saving money comes down to becoming aware of your unconscious habits and making a consistent effort to change them. Anyone can be more financially responsible in a few simple steps, using the many resources available to them.