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Save your change. At the end of each day, put your loose change into a jar.
Give yourself an allowance and stick with it.
Don’t carry a lot of cash—or credit cards—in your wallet. Impulse spending is harder if you have to go to the bank machine to get money.
Whenever you want to make a large purchase, wait for a day or two. Any worthwhile purchase will still be there tomorrow. By sleeping on your decision, you will give yourself more time to think about it and potentially avoid an impulsive decision.
Instead of buying a coffee every day, make your own. If you spend only $2 on a cup of coffee every working day, that adds up to $500 per year.
Use coupons. You can request them from most grocery manufacturers. If you do this you can save 10% on your yearly grocery bill.
Only buy things on sale if you have the money, and only if you were planning on buying the item anyway.
Try to buy things at the end of the season. Christmas decorations are always on sale after Christmas, and candy is cheap the morning after Halloween. This works for expensive things too. Cars of the previous model go on sale in September when the new models roll in.
Shop at discount grocery stores, discount clothing stores, dollar stores and online stores to save lots of money. Shopping at discount grocery stores can save you 10% on your groceries and buying your produce at a produce store can save you 32%. Click here to learn more.
Consider buying products that aren’t brand names at discount stores. The same manufacturers that make name brand products often make the cheaper brands as well. This is true for appliances, electronics, vehicles, clothing and groceries. Buying generic brand names rather than brand names on groceries can save you 25%. Generic brand names can save you money, but they may not be the same quality as brand names.
Shop on discount days. Some stores like Safeway offer a discount day one a month. Most retailers offer big discounts on Boxing Day each year. Discount days are the perfect time to plan to buy things, or to stock up on things you need if the price is right.
If you pay off your credit card in full every month and are disciplined in how you use it, you can use your card to collect points and save money by purchasing flights, gift cards, and other things with your reward points.