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Bodily injury liability. Out of the five largest car insurance companies in indiana, erie offers the cheapest car insurance rates for teens on average. Having a dui on your driving record can make it difficult to get car insurance because auto insurers often designate drivers who have been convicted of dui as high-risk. Because insurance coverage rates are slightly cheaper in indiana than the national average, you have a good chance at finding great car insurance in indiana at excellent rates. Although insurance companies are prohibited from discriminating based on gender, ethnicity, and credit score, there is notable bias in data when evaluating insurance premiums with regard to these elements.

When looking for the cheapest car insurance, you might start with usaa, erie insurance, root insurance, geico, and state farm. However, if you are involved in an auto accident, a state minimum insurance policy will not cover property damage to your car.