Cheap Illinois Car Insurance. Introduction There are a few factors that go into determining who has the cheapest auto insurance. Some of the factors include where you live, your driving record, and the type of car you drive. Definition of auto insurance There is no one answer to this question as the cheapest auto insurance policy will vary depending on your driving record, location, and other factors. However, some factors that can influence the cost of your auto insurance policy include your age, driving history, and the type of vehicle you drive.
Overview of the importance of finding the cheapest auto insurance When it comes to finding the cheapest auto insurance, it's important to understand who actually has the best rates. Factors that Affect Auto Insurance Rates There are a number of factors that affect auto insurance rates, but who actually has the cheapest rates depends on a variety of factors. Age According to a recent study, the average age of drivers in the United States is 37 years old. Driving Record Location.