Car insurance Las Vegas. When it concerns driving in the city of Las Vegas, having auto insurance is a must. Not just is it required by regulation, but it also offers financial protection in instance of an accident. Without insurance, you could be held liable for hundreds of dollars in damages and medical costs. The average cost of cars and truck insurance in Nevada is around $1,300 per year. Nevertheless, this can vary relying on factors such as your age, driving record, and also the kind of vehicle you have. It is very important to look around as well as contrast quotes from various insurance companies to find the very best price for your needs. One vital aspect of any type of insurance policy is liability coverage. This covers problems or injuries that you might cause to another person or their residential or commercial property while driving. Las Vegas Auto Insurance Discounts & Benefits. Auto insurance companies in Las Vegas provide a selection of discount rates and benefits to their consumers.