What to Know About PPO and HMO Addiction Treatment Plans. An Overview of PPO and HMO Plans Understanding the different types of addiction treatment health insurance plans available to you is the first step in using your benefits to help pay for addiction treatment. PPO and HMO plans are both medical plans designed to help Americans afford the many expenses associated with health care. PPO and HMO addiction treatment and health care coverage may seem similar at a glance but are very different in practice. PPO (Preferred Provider Organization) plans are a type of medical insurance plan for addiction treatment in which individuals and their families are encouraged to select from a list of in-network healthcare providers including doctors, hospitals, and other healthcare professionals. PPO plans offer comprehensive coverage with a wide range of providers and services.
An HMO (Health Maintenance Organization) is another insurance structure that provides coverage for medical care through a network of physicians. Transform Your Life Today.