background preloader

Operative Financial Services (CFS) - Home

Operative Financial Services (CFS) - Home

BRIEF: responsibility Social Investments AG Makes Debt Investments Totaling $1.7m in MBK Ventura of Indonesia, COOPAC Norandino of Peru and COAC Mushuc Runa of Ecuador responsAbility Social Investments AG (responsAbility), an investment manager founded in 2003 in Switzerland, reported to MicroCapital that it recently made four debt investments totaling USD 1.7 million in microfinance institutions (MFIs) MBK Ventura of Indonesia, COOPAC Norandino of Peru and COAC Mushuc Runa of Ecuador. The responsAbility Global Microfinance Fund (rAGMF), a microfinance investment vehicle (MIV) managed by responsAbility, made a debt investment in Mitra Bisnis Keluarga (MBK) Ventura, a non-banking microfinance institution founded in 2003 in Indonesia, totaling IDR 2.2 billion (USD 746,045) at a fixed rate of 11.8 percent for a 12-month period. responsAbility Mikrofinanz-Fonds, an MIV managed by reponsAbility and financed by German banks Bank im Bistum Essen and Stadtsparkasse Dusseldorf, also made a debt investment in MBK Ventura totaling EUR 196,011 (USD 248,680) under the same terms. By Diana Baide, Research Assistant Sources and Additional Sources:

Accueil :. Votre partenaire financier pour une économie plus humaine La sociedad financiaría de la Nef es una cooperativa bancaria de financia ética. Nació en 1988, se dedica al financiamiento de proyectos profesionales, asociativos o particulares con fines medioambientales o de utilidad social. Invertida desde más de 20 años en la gestión responsable y transparente del ahorro ciudadano, trabaja con principios éticos y solidarios, ejerciendo una doble actividad: ahorro y crédito. « La Nef se ha dado como misión de hacer la intermediación entre el ahorro y el crédito, a la diferencia de otros bancos que financian sus operaciones de préstamo a los particulares y a las empresas buscando el dinero en el mercado financiero. Al origen del proyecto de la Nef en 1979, un pequeño grupo de hombres y mujeres querían experimentar relaciones de ayuda a través del dinero. La nueva ley bancaria de 1984 implica el cambio de forma jurídica para continuar su actividad. « La vida de la Nef esta construida a través de una serie de encuentros realmente pasionantes.

GEXSI The Global Exchange for Social Investment Banca ética y sostenible - Triodos Bank | Triodos Bank Getting Biofuel from the World’s Garbage There is plenty of garbage on this planet; in fact there is so much garbage that many developed countries are trying to dump their garbage on the lands of lesser developed countries, at a fee of course. But does dumping garbage on other places solve the problem? On the contrary it spreads pollutions and diseases. In fact it is more dangerous to dump garbage in the less developed countries (because there are neither technologies available to process it nor enough awareness). Even creating landfills wastes precious resources. Rather than having to dump, what if garbage can be used to generate power? Global Change Biology has published new research that claims replacing gasoline with biofuel from processed garbage could cut global carbon emissions by 80%. Great strides are being made in the field of creating biofuels but a galling problem is that the biofuel production causes food shortage. But garbage is abundantly available, fortunately or unfortunately. What do you think?

Bank: A brief portrait - GLS Bank GLS Bank: A brief portrait The GLS Bank was the first social and ecological bank in Germany. GLS stands for "Gemeinschaftsbank für Leihen und Schenken", which translates as "community bank for loans and gifts". The bank was founded in 1974 and it currently finances around 23,000 projects and businesses. The Bank focuses on cultural, social and ecological projects which try to tackle challenges in our society by developing creative solutions. The GLS Bank offers its savers the usual range of financial products: Current Accounts GLS Savings Accounts GLS Savings Certificates Investment funds Bank Membership What distinguishes the GLS Bank is not only the fact that the GLS invest their savers’ money responsibly, but also that savers with the GLS can choose the area in which their money will be invested. The work of the bank is supported by 32.400 cooperative members. GLS Treuhand The GLS Treuhand acts as a charitable trust administrating various foundations.

Think Green - Think Waste Management | ThinkGreen.com Unity Trust Bank IFC evaluates investment in Nigeria’s mobile money market « Mobile Money Africa The International Finance Corporation may invest in the Nigerian mobile money industry if it is satisfied with the result of the due diligence it is currently carrying out on the industry. Our correspondent gathered that the IFC was keen to play a major role in the country’s emerging mobile money ecosystem and was currently evaluating opportunities available therein. Areas currently being evaluated by the IFC include technology acquisition, e-Float management and agency network, according to investigation. The Principal Associate, Mobile Money Africa, Mr. Emmanuel Okoegwale, who spoke with our correspondent about the development, said a number of international development organisations had also expressed interest in the country’s fledgling mobile money landscape. These organisations, according to him, are expected to play a major role in capacity building for mobile money operators in the country. According to CGAP, the majority of Nigerians lack access to formal financial services.

Related: